Hourly Rate Calculator 2026/27
What is your hourly rate worth a year — and what actually lands in your bank? Enter your rate and hours to find out, with tax, NI and pension included.
- Rates: GOV.UK — checked 5 Nov 2026
- Tested against HMRC worked examples
- Your salary never leaves your browser
Pension is worked out on your annual salary, the same way as the main calculator: auto-enrolment is a % of qualifying earnings (£6,240–£50,270), and pension comes off before income tax but not before National Insurance. Choose "No pension" if you are not in a scheme.
Assumption: 37.5 hours a week and 52 weeks a year unless you change them. Part-year or term-time work? Use the pro-rata salary calculator instead.
Your annual salary
— / year
- Per month
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- Per week
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- Per day
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| Gross pay | — |
|---|---|
| Pension | — |
| Income tax | — |
| National Insurance | — |
| Student loan | — |
| Take-home pay | — |
Monthly payslip — April to March
| Month | Gross | Tax | NI | Net | Pension | Student loan |
|---|
We could not load the 2026/27 rates. Please check your connection and refresh the page.
Rates checked 5 November 2026.
Every figure checked against HMRC's own examples.
Your salary never leaves your browser.
Rates re-checked by hand after every Budget.
Rates: GOV.UK — last checked 5 November 2026 See the official rates
Salary to hourly rate
Going the other way? Enter an annual salary to see its hourly rate at your hours.
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How this is calculated
Annual salary = hourly rate × hours per week × weeks per year. Take-home pay is then worked out by the same engine as the take-home pay calculator: income tax on pay above the £12,570 personal allowance, National Insurance at 8% to £50,270 then 2%, and the pension option you choose — auto-enrolment (5% of qualifying earnings, £6,240–£50,270) by default, or switch it off in the pension box. The full method is on How we calculate and the rates on the 2026/27 rates page.
Examples — hourly rates to yearly pay
37.5 hours a week, 52 weeks a year, tax code 1257L, auto-enrolment pension, no student loan.
| Hourly rate | Salary / year | Take-home / year | Take-home / month |
|---|---|---|---|
| £12.21 / hour | £23,809.50 | £19,959.66 | £1,663.31 |
| £15.00 / hour | £29,250.00 | £23,659.20 | £1,971.60 |
| £20.00 / hour | £39,000.00 | £30,289.20 | £2,524.10 |
| £25.00 / hour | £48,750.00 | £36,919.20 | £3,076.60 |
| £30.00 / hour | £58,500.00 | £43,166.50 | £3,597.21 |
Questions
How much is £15 an hour a year in the UK?
At 37.5 hours a week for 52 weeks, £15 an hour is £29,250 a year. After income tax, National Insurance and an auto-enrolment pension (5% of qualifying earnings), the take-home pay is £23,659.20 a year — £1,971.60 a month. Change the hours or weeks above and the figure updates.
How do I convert my salary to an hourly rate?
Divide your annual salary by your hours per week times your weeks per year. A £35,000 salary at 37.5 hours a week, 52 weeks a year, is £17.95 an hour. Use the "salary to hourly" box above — it does the same sum.
Does the hourly calculator include tax?
Yes — the take-home figures include income tax, National Insurance and pension, worked out by the same engine as the main take-home pay calculator. Pension defaults to auto-enrolment (5% of qualifying earnings); use the pension box to change it or switch it off. Tick the student-loan box if you have one, and use the Scotland toggle if you are a Scottish taxpayer.
What hours should I use — 37.5 or 40?
Use your contracted hours. 37.5 is the most common full-time week in the UK, but many jobs are 40. The difference matters: £20 an hour is £39,000 a year at 37.5 hours, but £41,600 at 40 hours — £2,600 more.
Is my pay sent anywhere?
No. The calculator runs entirely in your browser. No figure you enter is sent to a server, stored, or shared.
Related calculators
Take-home pay calculator · Overtime calculator · Part-time salary calculator · Pro-rata salary calculator · 2026/27 rates